TERMS & CONDITIONS

Effective Date: 05/01/2026

1. Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms and Conditions and all applicable laws. If you do not agree, please do not use this site.

2. Use of Website

You agree to use this website only for lawful purposes. You may not:

• Use the site in any way that violates laws or regulations
• Attempt to gain unauthorized access to systems or data
• Interfere with the operation or security of the site

3. No Insurance Guarantee

Information on this website is for general informational purposes only and does not constitute an offer to sell or a guarantee of coverage.

All insurance coverage is subject to:

• Policy terms
• Underwriting approval
• Carrier guidelines

4. Quotes and Applications

Any quotes provided through this website:

• Are estimates only
• May change based on additional information
• Do not guarantee coverage

Coverage is not bound until confirmed by a licensed agent.

5. Intellectual Property

All content on this website (text, graphics, logos, etc.) is the property of Advantage Insurance Agency and is protected by copyright and trademark laws.

You may not copy, reproduce, or distribute content without written permission.

6. Third-Party Links

This website may include links to third-party sites. We are not responsible for their content or practices.

7. Disclaimer

This website is provided “as is” without warranties of any kind, express or implied.

We do not guarantee:

• Accuracy or completeness of information
• Uninterrupted or error-free operation

8. Limitation of Liability

To the fullest extent permitted by law, Advantage Insurance Agency is not liable for any damages arising from:

• Use or inability to use the website
• Reliance on information provided

9. SMS Terms

By opting into SMS communications:

• You consent to receive messages from us
• Message frequency may vary
• Message and data rates may apply
• You may opt out at any time by replying STOP

10. Changes to Terms

We may update these Terms at any time. Continued use of the site constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of Tennessee, without regard to conflict of law principles.